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Avoiding Deer/Car Collisions
The explosion in the deer population has lead to a continuing increase in deer-car collisions. This trend will only increase as the deer population grows and urban habitats continue to encroach upon rural environments. According to the National Safety Council, there were 530,000 animal-related accidents in 2003 and these collisions resulted in 100 ...
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Driving in Bad Weather
Driving in bad weather is a major cause of accidents. When you are driving, particularly on a long trip, make sure to stay tuned to radio reports about weather conditions. If you hear that an ice storm, hurricane, tornado, flood, hail or other severe weather is expected on the route you are taking or at your intended destination, change your travel plans. Whatever reason you...
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Preventing carjacking or theft
Thousands of unsuspecting motorists are carjacked every year.

To minimize the danger of being carjacked:

  1. Think of saving your life first. Only then, think of your car and what's in it.
  2. If another car bumps your car, stay inside with the windows shut and the door locked and drive to the nearest police or fire sta...
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Elderly Drivers
People 55 years or older are less likely to drive aggressively or too fast. That’s the reason that most insurance companies offer discounts to drivers over 55.

Still, older drivers are more likely to have impaired hearing and slower reflexes, or to be using prescription drugs that might slow down their reaction time. Older drivers’ eyesight deteri...
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Road Rage
Increasingly crowded highways and traffic backups cause many drivers to lose control and become extremely aggressive.

If you encounter aggressive drivers, don’t challenge them, and stay as far away as possible. You may want to take down the license plate number and report their behavior to police so they won’t hurt themselves or someone else....
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Cell Phones & Driving
Drivers who are distracted by talking on a cell phone or dialing numbers while they are driving are causing more and more accidents. Some municipalities have banned using cell phones while driving because it has caused such a major problem.

If you must talk while you drive, the safest way is to have a hands-free cell phone cradle installed in your car so you ...
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Child Safety Seats
If you have children it's important to make sure they are secured properly when you drive with them. They are almost always safer when riding in the back, in a car seat that is appropriate to their age and weight. Using a car seat correctly can prevent injuries, but wrong usage is very common. Even a small mistake in how the seat is used can cause ...
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Car Breakdown Safety
If you are in an accident or your car breaks down, safety should be your first concern. Getting out of the car at a busy intersection or on a highway to change a tire or check damage from a fender bender is probably one of the worst things you can do. The Insurance Information Institute (I.I.I.) recommends the following precautions when your car breaks down:

  1. Never get ...
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At the Scene of an Accident
Knowing what to do if you are involved in an accident can save lives and also make the claims process easier.
  1. Stop your car and find out if anyone is injured.

  2. Call the police or highway patrol. Tell them how many people were hurt and the types of injuries. The police will notify the nearest medical unit.

  3. ...
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Shopping for a Safe Car
If you’re like most people shopping for a new car, safety ranks high among things you're looking for. Every new car must meet certain federal safety standards, but that doesn’t mean that all cars are equally safe. There are still important safety differences, and some vehicles are safer than others. Many automakers of...
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