Home Glossary Contact Us  
News Back
Homeowners and Renters Insurance - Don't Take Chances With Mother Nature
Have you watched the news and seen the terrible destruction that happened throughout the country with the tornadoes? What about all of the other acts of nature that have more than frequently struck over the past few years?

By Guest Author Scott Daugherty

Anybody who watched the news this morning (Feb 7) saw the horrible storms that ripped through the south. They say that this was the worst damage from tornadoes in 23 years. Just 2 ½ years ago, we saw the worst damage of all time on the Gulf Coast after Hurricane Katrina tore up the coastline from Louisiana all the way to Alabama. There are many other events that I am sure that you can think of.

How many people do you think had enough insurance coverage to sustain their losses? The answer, may surprise you. Statistically, only about 57% of American's have any insurance coverage on their home. Whether you are a renter or a homeowner, there is a policy available for you.

Think about all of the money that is going to be spent to rebuild after these storms. I can say from experience, it isn't cheap. I was one of the 43% of American's who, during Hurricane Ivan in 2004, didn't have coverage. My home was 45 miles inland from the coast in Alabama so I felt pretty secure. However, a tornado spawned out of the hurricane and laid a tree down in my house. The house was totaled. Fortunately, I was unhurt.

Renter's and homeowner's policies cover injuries that occur, property damage (personal), and provide liability. If you rent, your landlord should have insurance to cover the house or apartment but that doesn't provide coverage to you.

The fact is, if you have insurance, you will certainly spend a lot less than what I spent having to rebuild after the hurricane. Don't wait until it is too late and you don't have the chance to check rates.

Go to http://www.insurance-quote-online.info and request your free no-cost, no-obligation quote today. Scott Daugherty and his wife own an insurance agency in lower Alabama and his wife is an Alabama Licensed Insurance Agent.

Article Source: http://EzineArticles.com/?expert=Scott_Daugherty http://EzineArticles.com/?Homeowners-and-Renters-Insurance---Dont-Take-Chances-With-Mother-Nature&id=972375


Find an Agent
Enter City Name:
Useful Links
Homeowners Insurance
Auto Insurance
Life Insurance
Health Insurance
Free Insurance Brochures
Recent News
In a “Rent to Own” Situation? Get Condo Rental Insurance
The Presidential Memorandum Regarding Hospital Visitation and Decision-Making
Homeowner Insurance Overview - What You Need To Know
Homeowners and Renters Insurance - Don't Take Chances With Mother Nature
Study: Gay marriage bans lead to lack of health insurance
The Gay Ghetto Top 10 for 2008
Reasons For Home Insurance
Homeowner’s Insurance Puzzles: Is This Covered?
Insurance Professionals Dedicated to Serving You!
Auto Insurance for your kids
November, 2010
June, 2010
February, 2010
January, 2010
September, 2009
August, 2009
July, 2009
June, 2009
May, 2009
April, 2009
March, 2009
February, 2009
January, 2009
December, 2008
November, 2008
FAQ | Agents Join | Agents Login |  Link Partner | Privacy Policy | Terms of Use
Copyright © 2019 Gaysurance.com